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You’re charged interest starting at disbursement, while in school and during your six-month separation or grace period.
Advertised APRs assume a ,000 loan to a freshman with no other Sallie Mae loans.Option to make interest-only payments for the first 12 months after your grace period. Sallie Mae review Is a private student loan right for you? federal student loans How to get a student loan without a co-signer Student loans for borrowers with bad credit or no credit Before you apply for a private student loan, fill out the Free Application for Federal Student Aid, known as the FAFSA, to see if you’re eligible for federal grants, loans and work-study programs.